The Easiest Way to Pass the Chapter 7 “Means Test”
Most people considering Chapter 7 “straight bankruptcy” have low enough income to qualify. Find out if you do.
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Entries by PDX Law Group
Why You Should or Should Not Worry about Creditors Objecting in Your Bankruptcy Case
FACT: In bankruptcy, creditors seldom fight the write-off of their debts. Why not? And when DO they tend to fight?
When Chapter 7 “Straight Bankruptcy” is Not So Straightforward
How can you tell if your Chapter 7 case will be straightforward? Avoid 4 problems.
Major Advantages of Chapter 13 “Adjustment of Debts”
Chapter 7 “straight bankruptcy” is quick and often gives you what you need. But in many situations, Chapter 13 gives you SO much more.
What a Simple Chapter 13 Case Looks Like
The most common reason for a Chapter 13 “adjustment of debts” is if you have debts that can’t be written off in a “straight” Chapter 7 case.
Discharge of Your Debts: THE Goal of Bankruptcy
Most debts are “discharged”–written off–in bankruptcy. But some may not be. Can we know in advance which will and will not be discharged?
Automatic and Immediate Protection from Your Creditors
How does bankruptcy stop garnishments, foreclosures, and repossessions?
Saving Your Home Through Chapter 7 and Chapter 13 in Three Scenarios
Here are 3 common scenarios. When is Chapter 7 “straight bankruptcy” enough, and when do you need Chapter 13 “adjustment of debts”?
Keeping a Vehicle with a Debt under Chapter 7 “Straight Bankruptcy”
If you owe a debt on a vehicle, Chapter 7 gives you a narrow choice: keep it and pay on the contract, or surrender it and owe nothing.
Keeping All that You Own by Filing a Chapter 13 Case
How does a Chapter 13 “adjustment of debts” protect what you may otherwise lose in a Chapter 7 “straight bankruptcy”?