Major Advantages of Chapter 13 for Saving Your Home
If you are behind on your mortgage(s) and/or on other debts on your home, Chapter 13 gives you some tremendous tools for dealing with them.
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Entries by PDX Law Group
When You Should Avoid Using Chapter 13 to Save Your Home
Chapter 13 provides awesome tools for hanging onto your home. Yet sometimes Chapter 7 is enough and better.
Another Five Tremendous Tools to Save Your Home through Chapter 13
These additional 5 tools, especially in combination, can tackle and defeat your mortgage and other home-debt problems.
Five Tremendous Tools to Save Your Home through Chapter 13
Powerful Chapter 13 gives you tools to solve your mortgage and other home lien problems from a number of different angles.
When a Chapter 7 “Straight Bankruptcy” Helps You Enough on Your Home
A 3-to-5-year Chapter 13 case is often the right tool if you are behind on mortgage payments. But sometimes the simpler Chapter 7 is enough.
Are These Sensible Reasons to Do A Short Sale? Maybe, Maybe Not
Let’s look at some commonsensical reasons to do a short sale of your home and see if they make sense.
Short Sales of Your Home–Sometimes Necessary, Often End Not As You Expected
A short sale might be your best alternative. But they can be hard sales to close, and may not accomplish what you hope.
If You File a Chapter 7 Bankruptcy with an Attorney You are Nearly Ten Times More Likely to Reach Your Goal of Writing Off Your Debts
Here’s some hard evidence why it’s dangerous to file bankruptcy without an attorney.
The Expenses Step of the Chapter 7 “Means Test”
If your income is higher than “median income,” you may still file a Chapter 7 case by going though the expenses part of the means test.
Taking Advantage of the Rigidity of the Chapter 7 “Means Test”
Because of how precisely the amount of your “income” is calculated, filing bankruptcy just a day or two later can make all the difference.