What you don’t know CAN hurt you, if it’s a judgment against you by a creditor. Judgments can hurt in three big ways. 1) They enable the creditor to use powerful collection mechanisms against you to collect the debt. 2) A judgment can rush you into filing bankruptcy at a legally disadvantageous time. 3) […]
Bankruptcy gives you a wide range of tools that can help you keep your home or sell it on your own schedule.
If you’re a homeowner who is selling his or her home for any of the following three reasons, think again: 1) you can’t afford the house payments, 2) you owe income taxes with a tax lien on your house, and/or 3) your mortgage modification application was rejected.
The SINGLE overarching reason to get advice from a bankruptcy attorney before selling your home is to save money, possibly a great deal of money.
Bankruptcy helps both sides of your balance sheet.
Why? Because you may be able to keep a vehicle you thought you couldn’t afford to pay for.
One of the worst ways to hurt one of your creditors is by being nice to him, her, or it.
These are the words I hate to hear from a new client.
“How do we pick ourselves up when Wall St.’s stealing our bootstraps?”
Both Chapter 7 and Chapter 13 stop a foreclosure of your home. One or the other COULD be better for you, but which one is it?