Whether or Not You Can File a Chapter 7 Case Changes on Nov. 1–Slightly
It will be just a little bit easier or a little bit harder to qualify to file a Chapter 7 “straight bankruptcy” as of November 1, 2011.
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Avoiding Judgments that Can Really Hurt You, and Hurt Your Bankruptcy
Many judgments against you don’t matter once you file a bankruptcy. But certain ones are very dangerous. How can you tell the difference?
Preserve Your Ability to File Bankruptcy at the Time You Want
Sometimes the timing of your bankruptcy filing hardly matters, but other times it’s huge.
The Dangers of Allowing a Creditor to Get a Judgment Against You
What you don’t know CAN hurt you, if it’s a judgment against you by a creditor. Judgments can hurt in three big ways. 1) They enable the creditor to use powerful collection mechanisms against you to collect the debt. 2) A judgment can rush you into filing bankruptcy at a legally disadvantageous time. 3) […]
Final Reasons to Get Legal Advice Before Deciding to Sell Your Home
Bankruptcy gives you a wide range of tools that can help you keep your home or sell it on your own schedule.
Know This Before Deciding to Sell Your Home
If you’re a homeowner who is selling his or her home for any of the following three reasons, think again: 1) you can’t afford the house payments, 2) you owe income taxes with a tax lien on your house, and/or 3) your mortgage modification application was rejected.
10 Big Reasons to Get Legal Advice about Bankruptcy Before Selling Your Home
The SINGLE overarching reason to get advice from a bankruptcy attorney before selling your home is to save money, possibly a great deal of money.
Get a “Fresh Start” in Bankruptcy for Your Assets, Not Just Your Debts
Bankruptcy helps both sides of your balance sheet.
Don’t Give Up Your Vehicle Before Knowing Your Options
Why? Because you may be able to keep a vehicle you thought you couldn’t afford to pay for.
Avoid Being Nice to Your “Special” Creditors Before Filing Bankruptcy
One of the worst ways to hurt one of your creditors is by being nice to him, her, or it.